About Us

MerchantServices-USA.com is the premier online resource for businesses searching for the best payment services and processing solutions. Our website specializes in offering independent expert reviews and side-by-side comparisons of credit card processors, payment gateways, POS systems, and merchant account providers throughout the United States.

We created MerchantServices-USA.com to elevate the confusion of navigating the payment processing world and bringing clarity and transparency to the payment processing solutions it supports, empowering business owners - from small business owners to enterprise - to make decisions based confidently.

Our Mission and Values

We now have a clear mission: to give entrepreneurs access to fair, honest, accurate, and useful information about payments services. We understand that accepting payments is the lifeblood of any business, and the right provider can dramatically impact growth, so we want to deliver on our promise of transparency, honesty, and reliability.

Our values are paramount to ensuring we deliver on our mission:

• Expertise & accuracy. All our writers are payments professionals or experienced analysts. Every article we publish is fact checked, and every market change is tracked.
• Independence. We do not sell ranked positions, nor can we let commercial agreements affect our reviews. All of our recommendations are based solely on what's best for you and your business.
• Transparency. Our site is free. While we might earn a commission on referrals for some partners, this is never allowed to affect our rankings and reviews; we prize objectivity above all.
• Helpfulness. We aim to make the complex simple. Our guides, resources, and calculators are designed to help entrepreneurs easily understand the issues, and make the right decision in seconds.

What We Do

MerchantServices-USA.com And You Will Find:

1. Extensive Reviews. We analyze dozens of service providers (famous and not as famous processors and some niche): All of our reviews examine pricing and contractual obligations, features, and actual user experiences.
2. Comparison Rankings. Our tables and "Top Providers" show how the larger providers differ from each other. The rankings are updated on a frequent basis to reflect changes in the industry.
3. Guides and Articles. We cover topics such as what to look for in processing fees, where to begin with POS (point of sale) systems, chargeback protection, PCI (payment card industry) compliance, and much more - all in solid, simple, easy-to-understand, plain-language!
4. Interactive Tools. For example, our merchant account cost calculator can help to estimate processing costs on average sales volume and types of payments received.
5. Help You In All Types of Businesses. We have you covered for retail, e-commerce, cafes, restaurants, service type businesses, and even high-risk business types.

Our Review Process

We take a stringent evaluation process for every provider we feature. Our process looks at:

• fairness and transparence of pricing,
• speed of deposits and funding,
• ease of use and technology,
• what payment options are supported,
• quality of customer service,
• scalability and additional features.

Each provider is rated across key factors. We merge expert assessment with actual customer input in order to give you the full and accurate picture.

Contact Us

If you have questions, suggestions, and would like advice on selecting a payment service, please see our Contact Us page. Our team responds quickly and would be happy to assist you.

Thank you for visiting MerchantServices-USA.com! We want to make payment solutions simple, straight-forward, reliable and transparent for you and your business!